Welcome to A-M-S Mortgage Services

A-M-S Mortgage Services, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers.

We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a full range of mortgage sources, and all of our lending specialists are dedicated to finding the right loan - with highly competitive rates, terms, and costs - to meet our client's unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports, so clients always know the status of their loan.

Our Loan Programs

Every homebuyer has specific needs, let us know your home buying goals, and we will help you get the best loan for you! When you contact us for your home financing needs, our loan experts quickly assess your profile based on various parameters and guide you throughout the process:

Bad Credit Home Loans

Credit score plays a vital role in home financing, the mortgage interest rate you get, and deciding to amount of home mortgage you get along with the down payment. Unfortunately, problems with the credit score is very common, and most homebuyers need assistance.

We specialize in rebuilding the credit score and helping potential customers with bad credit get a good mortgage option. In addition, we make sure your bad credit score does not impact your buying capability and assure you to get the good interest rate possible.

It is an excellent choice for govt veterans, their spouses, and first-time homebuyers. This particular mortgage type does not evaluate your credit score and requires much credit history. Moreover, VA loans do not require a heavy down payment. A qualified individual may get 100 percent financing with VA loans.

This is an excellent choice for first-time homebuyers, whether looking for a multi-family home, an apartment, or a condo. FHA loan is a govt-backed mortgage insured by the Federal Housing Administration. It requires a minimum down payment and credit score, undoubtedly making it the first choice for first-time home buyers.

Refinancing Home Loan

A-M-S Mortgage offers can help you evaluate various refinancing programs for both fixed-rate and adjustable-rate options. Whether you need refinancing for a rental property, condos, or investment property, we can guide you throughout the process.

Mortgage Services Online

And, now it's our pleasure to offer all of our exceptional mortgage services online. Through A-M-S Mortgage Services, Inc., you not only have access to highly competitive loans, but you can review loan alternatives 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!

Why Choose A-M-S Mortgage

For years, A-M-S Mortgage Services Inc has been the choice among NJ, NY, CA, And FL residents!

Apply For A Mortgage!

Let us streamline the home buying and financing process for you, an efficient and straightforward approach to get the best loan for you.

A-M-S Mortgage Services, Inc.

18430 Brookhurst St Ste 201E
Fountain Valley, CA 92708

© 1992-2024 A-M-S Mortgage Services, Inc. All rights reserved. For more information, call 973-276-1226. NOT AFFILIATED WITH A-M-S MORTGAGE SERVICING, we are a mortgage origination company and do not service, collect or modify mortgage loans.

A-M-S Mortgage Services is a MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

Licensed by PA Department of Banking as a Mortgage Broker, licensed by NJDOBI as correspondent residential mortgage lender (A-M-S acts a mortgage broker and as such can not issue a mortgage loan commitment nor can we fund any loans under any advertised program. Also as a mortgage broker in NJ A-M-S arranges mortgage loans through third party affiliates) . This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in New York will be accepted through this site. Licensed under California Department of Business Oversight, Broker's License under California Finance lenders law. NMLS #20843

Licensed by California Department of Financial Protection and Innovation Loans made or arranged pursuant to California Financing Law License #603K668

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, texas 78705. Complaint forms and instructions may be obtained from the department's website at www.Sml.Texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.Sml.Texas.gov.

This material is not from HUD or FHA and has not been approved by HUD or any government agency.